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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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11 Things to Do This Fourth of July in the...

The Fourth of July is on the horizon! We can hardly wait for the many community events happening throughout the Sacramento area, from 5Ks to rodeos, and food truck festivals to fireworks shows, and everything in between. Mark your calendars for the Independence Day event nearest you for an unforgettable celebration...

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