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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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The Best Wildflower Hikes Near Sacramento

April showers bring May flowers, and thanks to all the rain, Northern California has wildflowers galore. While we may not have the expansive superblooms that are taking over the southern part of the state, we still have amazing displays of color. Wildflowers are popping up everywhere, but there’s no better way to...

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