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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Where to Get the Best Hard Cider in the Sacramento Area

Sacramento is perfectly situated about 50 miles from Apple Hill Farms, hosting some of the best apple orchards in the country (and all of your fall needs, really!). So it’s no surprise that there are plenty of places to get hard apple cider in the area — whether you’re in the city or the country. Venture...

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