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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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10 Romantic Winter Lodges to Retreat to In Northern...

Sacramento boasts one of the most ideal locations for enjoying the best scenery and attractions of the Golden State. With just a two-hour drive, we can dip our toes in the Pacific or our snowshoes into the powdery snow surrounding Lake Tahoe. Plan a romantic retreat to one of these cozy, luxurious and relaxing...

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