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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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14 Reasons Why People Are Moving to East Sacramento

The secret’s out. East Sacramento is considered one of the city’s finest enclaves. The area is known for its gorgeous homes, lush foliage, popular community park, and its ideal location near downtown and other cities in the region. It’s no wonder people are recognizing the allure of this desirable...

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