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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Your Guide to Spending a Full Day in Woodland,...

Situated just 20 miles northwest of downtown Sacramento, Woodland is a quaint city boasting historic buildings, a myriad of local shops and restaurants, and a well-connected community. The reasonable housing prices in Woodland make the city a viable option for the commuter or world traveler, as the airport is just...

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