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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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12 Things to do In Sacramento Over Labor Day Weekend...

We feel like summer just got rolling, but time certainly does fly. The days are becoming shorter, the kids are going back to school, and summer barbecues are more difficult to find nowadays. Nonetheless, we’re not willing to let summer go without one final hurrah! Labor Day Weekend is just around the corner,...

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