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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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22 New Year’s Eve Events in the Sacramento Area

Happy New Year! The start of a new year is always filled with hope, celebration, and excitement for things to come — in addition to an abundance of glitter, fireworks, champagne toasts, and live music. Experience all of the above at these events in and around Sacramento. Plus, there are several kid-friendly...

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