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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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13 March Events in the Sacramento Area You Don’t...

March is full of activity, sunshine, excitement, and the official arrival of spring! Plus, there are plenty of events that make the month that much brighter. Take a look at these exciting events taking place in and around Sacramento this month — from concerts and plays to beer festivals and craft fairs. Maximize...

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