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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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28 Sacramento Charities + Organizations to Support...

Beyond the tinsel and carols, the gingerbread cookies and the twinkling lights, the holiday season emits a spirit of giving and philanthropy. During a season of abundance and joy, this is a natural time to consider those in need within our community. There are several charities and organizations in the Sacramento...

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