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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Greater Sacramento Area Home Sales Bounce Back

During the month of October, 2,371 resale homes were placed under contract across the Greater Sacramento region. That figure reflected a 17 percent increase over an unusually soft September and only a 4 percent fall off from the red hot, October of 2017. “Buyer behavior suggests that they are not quite ready to...

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