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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Sacramento Outdoor Guide | 7 Activities for the...

Among the many reasons we are lucky to call Sacramento home, the area is an absolute haven for outdoor enthusiasts. The diverse terrain of the region provides plenty of opportunities to enjoy the great outdoors, whether you’d like to go on a leisurely float downstream or pedal uphill on two wheels. Take a look at...

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