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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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14 Incredible Sacramento Restaurants That Opened in...

Believe it or not, we are nearing the end of 2017! As we reflect on the year and look forward to a new year ahead, let’s take a look at some of the city’s most recent additions on the culinary front. Make a mental note of which ones you have yet to visit, and add […] The post 14 Incredible Sacramento...

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