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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Luxury Home Sales Are Breaking Records in the...

The Greater Sacramento region closed 759 luxury home sales thus far this year through September 30th. That is 30 more than all of 2017, a year that enjoyed a 25 percent increase in annual sales compared to 2016. More importantly, the market is well on its way to dethroning the current champion 2005, when sales...

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