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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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The Top Places to Host A Kid’s Birthday Party in...

When you’re a kid, turning a year older is an event that you look forward to for weeks. Can you remember the joy when you turned six and were finally able to use two hands to tell people how old you were? Now, even though we can barely fit enough candles on the cake, we […] The post The Top Places to...

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