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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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The 10 Best Golf Courses in Sacramento

The rolling hills and open expanses of land surrounding California’s capital city are the perfect setting for an abundance of wineries, farms and golf courses. In fact, northern central California is one of the best destinations for golfers in the state! Sacramento boasts a number of manicured and scenic courses,...

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