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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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15 Things You Need to Know Before You Move to...

Are you considering a move to Sacramento? If so, there are a few things you need to know before you get here. Like any city, Sacramento has several distinct factors and qualities that make it unique — like roaring Kings fans and an abundance of trees, farm-to-fork food, and Gold Rush-era buildings. Whether...

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