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Home Buying Process

If you’re ready to own a home, the first thing you need to determine is how much you can afford to spend. Generally, your mortgage payment should not exceed 35 percent of your monthly gross income. Other factors will also affect how much house you can afford to buy, like your down payment and mortgage terms, but these factors will be specific to your circumstances. Get started by creating your Wish List. This is a list of your must-haves and nice-to-haves. Creating this in advance and bringing this with you during your search will help you remain focused on your goals and save you time.

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Sacramento Real Estate

Resale Housing Market is Red Hot

New escrows in May reflect the highest number posted in the past two years New open escrows reported in the month of May across the greater Sacramento region jumped 13 percent versus those for April and were also 6 percent greater than May of last year. More importantly, the new escrows were the highest reported...

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